Income Generating Gifts
Create Income, Give Generously and Support Kingdom Work
Explore giving options that may provide income while helping support the ministries and missionaries you care about.
For some donors, generosity and income planning are not separate conversations. You may want to give significantly, but you may also need income from the assets God has entrusted to you. Income-generating gifts can be one way to care for both realities with thoughtfulness and wisdom.
Cru Foundation can help you understand several charitable giving options that may provide income for you or your family while supporting Cru ministries and missionary work. Each option works differently, and the right fit depends on your goals, your assets, your income needs and your broader stewardship plan.
Understanding Gifts That Can Provide Income
Most charitable gifts are given outright. You give, the ministry receives the gift and the resources are used to help advance the work God has placed before that ministry. For many donors, that is the right and joyful path.
Other gifts are structured differently. Some charitable arrangements allow you to make a gift while also receiving income for a period of time or for life, depending on the gift type. These options can be helpful for donors who want to give generously but still need to plan carefully for personal or family income.
These gifts may involve cash, appreciated assets or other property. They may also have tax implications, which is why it is important to think through them with trusted counsel. Cru Foundation can help you understand the options from a stewardship perspective and prepare for a conversation with your professional advisor.
Explore each gift below, or contact our team and we will help you think through what may fit.
Gift Options
Charitable Gift Annuity
A charitable gift annuity allows you to make a gift that supports ministry while receiving fixed quarterly payments for life. After the annuity period ends, the remaining gift supports the Cru ministry or missionary work you choose. Payments are backed by the assets of Cru.
Charitable Remainder Trust
A charitable remainder trust allows you to place assets into a trust that can provide income to you or other beneficiaries for a period of time. When that income period ends, the remaining trust assets support the Cru ministry or missionary work you choose.
Charitable Lead Trust
A charitable lead trust provides support to ministry for a set period of time. After that period, the remaining assets may pass to you or your family beneficiaries. Some donors consider this option as part of a broader plan that includes generosity, family care and long-term stewardship.
Pooled Income Fund
A pooled income fund combines your gift with gifts from other donors. Beneficiaries receive a proportionate share of the fund’s net income for life. When the income period ends, the value of your share supports the Cru ministry or missionary work you choose.